Mac + Pi 4? Must use img.gz to setup SD cards?

I’m using Mojave, and by default, Disk Utility wants to format an sd card to Mac OS Extended on my machine.

However, as I said, I prefer to use the SD Card Formatter app to format SD cards to FAT32: https://www.sdcard.org/downloads/formatter/

I then just extract the contents of the info-beamer zip file to the sd card, never had an issue even on a Pi 4.